Flood Insurance
Investing in flood insurance is one of the best things you can do to protect your home from unpredictable Texas weather. Too often, Texas homeowners do not have the correct or enough coverage for water damage on their property. Agents at Janic King Insurance Agency can assist customers with adding this coverage to their policy.
Natural Disaster Protection
One of the biggest reasons you need flood insurance is for protection from natural disasters, such as flash flooding and hurricane storms, that can cause extensive damage. Your standard home policy will not cover damage caused by natural disasters, and without this protection, you are forced to cover the expenses needed to renovate the home.
Covers Additional Structures
When you get flood insurance supplemented on your home policy, this will cover damage to more than just your home. Any additional sheds, barns, or other structures that have suffered damage due to these natural disasters will be covered in the policy and can be renovated.
Personal Items Replacement
In addition to renovating structures and repairing them on your property, personal items that were damaged or lost during the disaster can also be replaced. When you build your flood insurance policy, make sure you note the different high-value personal items you own so that the insurance company can compensate you for the loss in the event of a disaster. This includes the following:
- Furniture
- Appliances
- Jewelry
- Clothing
- Recreational items
Any other items you may have of value should be listed, as well. There needs to be a record of these items before a claim can be made.
Contact Janic King Insurance Agency Today
As a Texas homeowner, you can add flood insurance to your existing policy hassle-free. Contact our agents at Janic King Insurance Agency today for more information and to get your personal quote.
