Commercial Insurance
Commercial insurance can protect your business from some of the most common losses many business owners face, including theft, liability, worker injuries, and property damage. We offer commercial insurance here at Janic King Insurance Agency in Texas. Our agents will work with you to find the best policy to suit the needs of your business.
Commercial Insurance Requirements
Business insurance is legally required in the state of Texas. Typically, workers' compensation is required in most states. However, this is not required in Texas, although it is highly recommended.
Workers' comp covers medical costs and missed wages for work-related injuries and illness.
Commercial auto insurance is required in Texas for all company-owned vehicles.
Commercial Insurance
Business insurance covers the following:
- General liability- This is essential for all businesses to have, as your commercial lease may even require it. It covers common third-party risks.
- Business owner's policy- This combines general liability and property insurance in one plan. It is best for slip and fall injuries, damaged property, and damaged customer property.
- Professional liability- This is also known as errors and omissions insurance and protects businesses that offer professional services from legal expenses related to their work performance.
- Cyber liability- This covers financial losses from cyberattacks and data breaches. Businesses that handle sensitive data, such as credit card numbers, are highly recommended to have this protection.
- Property coverage- This covers your business's physical structure, including inventory, equipment, and contents, if they become damaged or stolen.
- Garage Keepers coverage- This protects you if anything happens to a vehicle while you are working on it in your shop or on a test drive.
Contact Janic King Insurance Agency
To receive a quote for commercial insurance, call us here at Janic King Insurance Agency. We serve all businesses in the state of Texas.
